I’m a great fan of Cashback and love it when I can do a triple whammy; that means I get cashback for buying something, I pay with a cashback credit card (Tesco or Amex) and then get Nectar Points as well.

If you’ve got the time you can earn a small fortune in cashback by switching your insurances and energy sources and banks very 12 months or so AND get a better deal each time.

Cashback is developing evolving all the time everyone is after your dollar so you’ve got to make them pay!

The way I see it is that we are earning the commissions that previously were paid to those smarmy salesmen in expensive suits.